Our Process

| Step 1 - DISCOVER

What keeps you awake at night? What makes you smile? We spend time getting to know you—your dreams, fears and what drives your financial decision-making process. Understanding you is our first step.

| Step 2 - ORGANIZE

We help you track all of the financial facts of your life and organize them in one place. The Saffer Financial Group is an authorized user of The Living Balance Sheet®, an electronic wealth organizational platform that provides a wide-angle view of your financial world and enables us to stress test your current financial approach.

| Step 3 - ANALYZE

We analyze the risks in your business and personal worlds and recommend appropriate protections. Our holistic approach enables us to identify the costly redundancies and potential synergies in your finances, and help you minimize risks, tax strategies,* and costs and build wealth and protection.

| Step 4 - IMPLEMENT

We analyze the risks in your business and personal worlds and recommend appropriate protections. Our holistic approach enables us to identify the costly redundancies and inefficiencies in your current plan. We will help you minimize risks, recover unnecessary costs & fees, create wealth and provide a legacy for your heirs.

| Step 5 - TRACK, UPDATE, & REVIEW

Births and deaths, marriage, divorce, illness, world events—any of these can quickly change the financial picture. We constantly monitor your finances, so that we can adapt and fine-tune your strategies for the best results no matter how your life and the world change.

*Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.